Importance of International Health Insurance Plans
- Susan Perry
- Aug 3, 2022
- 3 min read
Updated: Apr 2, 2023
When traveling to another country, it is important to think about access to healthcare services and medical facilities.
There are two types of insurance commonly associated with traveling: travel insurance and international health insurance. Travel insurance covers flight cancellations, loss of belongings, and emergency medical treatment, while international health insurance is designed for people living in another country for an extended period and covers expenses for everyday illness and serious health issues.
Why you need Insurance cover whilst abroad
There are several reasons why you should consider getting travel or international health insurance when going abroad. Firstly, compliance with requirements is a major factor, as the immigration office of the country you are visiting may require you to submit insurance documents before issuing you a visa. The type of international health insurance required may also depend on the destination country, as some areas may require coverage for specific health conditions before allowing entry. Additionally, some countries may investigate your existing health condition and insurance coverage before allowing entry.
Secondly, international health insurance is essential if you need medical treatment abroad. It can help you locate a doctor or medical facility, and cover the costs of treatment. Expatriates and those living abroad may require expat health insurance to ensure they have access to medical treatment and the luxury of choosing their facility and doctor.
Thirdly, travel insurance can protect your financial investment in a trip by covering the cost of accidental baggage loss, unexpected trip cancellation, and even flight accidents. This helps you recover the cost of mishaps, allowing you to focus on enjoying your trip.
Fourthly, healthcare services in foreign countries can be very expensive, so if you have a severe medical problem, chronic illness, or pre-existing health condition, international health insurance is necessary to cover associated costs. Comprehensive policies can cover everything from emergency health services to dental care, and may be customizable to suit your budget and medical needs.
Finally, having international health insurance provides an extra layer of security and reassurance in case of medical emergencies. In addition, choosing the right policy for your needs, whether for studying, working, or vacationing abroad, can increase your protection and ensure you have appropriate coverage for the specific risks involved.
Make things easier with ExpatWise
Navigating the numerous healthcare systems worldwide can be a tedious task. Third-party insurance providers may offer to help you select a service provider, but are they providing you with the best policy for your specific travel needs?
ExpatWise is a company consisting of a team of global insurance experts. Our clientele comprises expats, nomads, and international citizens who live and travel abroad.
We are the leading global insurance provider because we have access to various international health and travel insurance plans. Whether you are traveling alone or with a group, we can find the right plan to suit your requirements. We will guide you in choosing the best international health insurance plan for your unique situation and walk you through the application process.
Unlike traditional insurance brokers, we provide personalized service using an online business model. This allows us to offer 24/7 accessibility to our insurance plans, so you can contact us whenever you need to. You don't have to worry about living in a different time zone because we have agents available to attend to your calls at any time.
Not having health insurance when you're abroad can have severe, lifelong, and possibly irreversible consequences. Your health is essential, and you only have one chance to preserve it. Prioritize finding dependable international health insurance and take preventive measures that will cover you in case of unexpected health-related incidents.